Carlos Cachon
Carlos Cachon

Divorce and Selling Your Home in Naples

Are you dealing with divorce and selling your home or have questions about what will happen to the family home?

When divorce is a factor in selling your home, it can be an emotional experience. One way to combat being overwhelmed is to focus on the facts.

Our team understands that having straightforward, easy-to-navigate information can be a welcome change of pace. Here we provide you with all the information you need to make the right decision for you.

Follow along as we walk you through some options and help you determine what the best course of action is for your family.

Deciding Whether to Keep or Sell the House

The first decision that needs to be made is whether you will stay in your home or sell it. To help you make that decision, we have created the free resource “Divorce: What You Need to Know About Your House, Your Home Loan, and Taxes.” 

As a preview to the kind of helpful information you can expect in our report, here are a list of questions to ask yourself to get started:

  • Do you experience joy and emotional security in your home?
  • Are you reminded of unpleasant memories when you are in the home?
  • Do you want to stay in the home to minimize change for yourself or your children?
  • Or do you want yourself and your family to have a fresh start?

If, after asking yourself the above questions, you feel it’s time to sell your home you have 4 options:

  1. Sell the house and divide the proceeds
  2. Buy out your spouse
  3. Have your spouse buy you out
  4. Retain joint ownership

1. Sell the House and Divide the Proceeds

If you decide to sell your home, you want to sell it as quickly as possible while maximizing your profits. When you work with us, we guarantee that your home will sell fast for top dollar. 

2. Buy Out Your Spouse

You may decide that you want to keep the house and your spouse will leave. In this case, you’ll need to determine whether you can afford your monthly mortgage payment on one income. Bear in mind that you will need assets or money to buy out the portion of equity your spouse has in the home.

3. Have Your Spouse Buy You Out

If you decide to let your spouse keep the home, you have the chance at a fresh start. Because your spouse will be buying you out, you’ll have cash and options. 

It’s important to note that the home should be refinanced to remove yourself from any liability. Doing so will make it easier for you to get qualified for your next mortgage. 

4. Retain Joint Ownership

You also have the option of retaining joint ownership. Even though one spouse is living there, retaining joint ownership is a way to postpone the decision. Tax liability may have changed since you first separated, so you’ll need to keep that extra cost in mind.

Take Advantage of Our Buy It Back Guarantee

With Your Home Sold Guaranteed Realty - The Cachon Team, you can be confident in our ability to sell at a price acceptable to you. In fact, we are so sure we can that we guarantee it! If your home doesn’t sell at an acceptable price to you then I will buy it in cash!

Take control of your future by contacting the best realtor today at 239-399-5432 or fill out the form on this page.